Home/Payment Gateway SoftwareUpdated on: February 6, 2024
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Payment Gateway Software

E-commerce has become an inevitable part of our everyday living. Right from daily essentials to luxury shopping, everything is carried out online through website portals with ease of communication as well as the execution of the transaction. To safeguard customer information with encryption technology, e-commerce businesses fall back on payment gateway software, which in turn ensure that information is channelized safely from the buyer to the seller to the payment processor. However, with the increasing number of cyber crimes taking place, it has become imperative to choose the most reliable and secure payment gateway for both merchants as well as the customers.

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PayPal - Payment Gateway Software
98%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

PayPal

Your best Pal to pay your dues online
(23,004 Ratings)

PayPal pricing: PayPal Offers Custom plan.

What is PayPal and how does it work?

Paypal is a worldwide online payment system which operates globally for online money transfers for every kind of commercial transaction. It supports 100 currencies and is available for more than 200 countries. Apart from making online payments, merchants can even withdraw funds in 56 currencies and keep deposits as balance in their PayPal account in 25 currencies. One of the most obvious names in the list of the best global payment gateway software solutions is undoubtedly Paypal. What’s unique about PayPal is that it provides added fraud protection services and buyer authentication on request and there is no withdrawal fee for PayPal. Being one of the largest online payment processors in the world, Paypal possesses features like providing Credit Card security and flexibility to use other modes of payment, if you do not possess a credit card, through Debit Cards, multiple bank accounts etc. You can even transfer money to friends and family, participate in online auctions and avail special discounts on online shopping with Paypal. show more

Authorize.Net - Payment Gateway Software
94%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Authorize.Net

A very easy-to-navigate site for online transactions
(183 Ratings)

Authorize.Net pricing: Starts at $25.0. Offers Custom plan.

What is Authorize.Net and how does it work?

Authorize.net offers to solve all your online payment requirements relating to recurring billings for receiving payments on sales and purchases, via websites, mail order, retail stores and even mobile devices and call centres. It acts as a platform to process credit card transactions in a much simpler manner which is both time and energy saving. What makes this software more user-friendly and customisable is the option of API integration on it. Also, it is one of the most affordable options for making and receiving online payments and hence, is best for small as well as medium scale businesses. With Authorize.net, customers can directly punch in the credit card and shipping details onto a web page, as compared to other payment gateway service providers where customers need to sign up before executing any payment transaction on them. show more

Payoneer - Payment Gateway Software
93%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Payoneer

Simplify International Payments
(39,094 Ratings)

Payoneer pricing: Payoneer Offers Custom plan.

What is Payoneer and how does it work?

Payoneer’s cross-border payments platform empowers businesses, online sellers, and freelancers to grow their global commerce. Connect with thousands of marketplaces and start getting paid with a couple of clicks. Offer your international clients a simple way to pay you with the Billing Service. Pay the VAT authorities in the EU and UK with the GBP and EUR funds in your Payoneer account, for zero fees. Manage multiple store payments across different marketplaces in one place. Payoneer also supports multiple currencies and offers costless transactions for a few chosen currencies. show more

Razorpay - Payment Gateway Software
91%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Razorpay

Modern Way To Collect Online Payments From All Types Of Businesses Or People
(60 Ratings)

Razorpay pricing: Razorpay Offers Custom plan.

What is Razorpay and how does it work?

Razorpay is a converged payment solution that allows businesses to accept, process, and dispense online payments across the globe. It enables businesses to accept payments from customers and automate payouts to vendors and employees. New products launched by the platform allows customers to set up recurring payments, offers options such as No cost EMI, pay later, etc. The tool helps businesses accept payments quickly through a payment button and flag risky transactions instantly. Unregistered businesses such as consultants, freelancers, professionals, and homemakers can also easily accept payments using Razorpay products. Users can combine different products from Razorpay’s payment suite to solve specific problems of their businesses. These products include Payment Gateway, Payment Pages, Payment Links, Subscriptions, Smart Collect, and Route. Some important features of this tool are instant activation, easy integration, API-driven automation, multiple payment methods, PCI DSS Level 1 compliance, and real-time data and insights. Razorpay enables businesses to grow their sales by providing a superior checkout experience to the customers. show more

2Checkout - Payment Gateway Software
91%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

2Checkout

Tackle the complexities of digital commerce globally
(2,140 Ratings)

2Checkout pricing: 2Checkout Offers Custom plan.

What is 2Checkout and how does it work?

2Checkout is a comprehensive payment process management platform that helps businesses to maximise their revenues and make global digital sales easier. The platform comes in various modular designs that let companies adapt to the one that is most suitable for their businesses. Whether businesses are coming into the international market, looking to boost their conversion rates or running a subscription-based system, 2Checkout can help to tackle each and every process with ease. Its modular design is created to meet various dynamic needs, such as global payments, digital commerce and service billing. It can also be used for global tax & financial services, risk management & compliance and partner sales. 2Checkout helps companies to leverage new distribution channels and expand their global reach with affiliates and reseller partners. Today, it has become a trusted industry leader and has created an environment for innovation. It has removed the obstacles for businesses to expand on a global level. show more

Adyen - Payment Gateway Software
89%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Adyen

Accept payments everywhere
(17 Ratings)

Adyen pricing: Adyen Offers Custom plan.

What is Adyen and how does it work?

Adyen is a payment management platform built for every business and every customer journey. It helps businesses to expand into a new market with local acquiring and payment methods. With Adyen, users can increase conversions, optimize individual transaction and drive revenue. The platform offers expert advice and support from a dedicated team of experts. It allows users to accept payment across all sales channels, whether it is through cards, mobile wallets or any other digital channel or device. Customers can choose their preferred payment types through a personalized checkout experience, in-store, in-app or online, no matter where they are in the world. The platform is easy to set up and it comes packed with all the advanced features. It provides a terminal for any need to enhance in-person payment experiences. Adyen helps companies to experience more approvals on every payment with its local and global payment processing, powerful risk management and data-driven features. Users also get a better understanding of their entire businesses with useful insights and reports. show more

Paystack - Payment Gateway Software
88%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Paystack

Payment processor for Africa
(29 Ratings)

What is Paystack and how does it work?

Paystack is a financial computations transaction software developed for enterprises of all sizes to facilitate online and offline transactions in Africa. It is ideal for freelancers, individuals and all types of businesses. This software routes payments through the most efficient channels, resulting in the greatest transaction success rates in the industry. Customers may pay you in whatever way they choose once you've integrated Paystack. Paystack protects you from fraudulent transactions and chargeback claims using a combination of automatic and human fraud solutions. Its well-documented APIs allow you to create everything from basic weekend endeavors to large financial solutions that serve hundreds of thousands of clients. The software enables website payments, mobile payments, invoice payments, and PoS transactions to ensure a smooth user friendly experience to its customers. It also provides features to monitor recurring billing to eliminate any chances of fraud or financial error. show more

Paytm Payment Gateway - Payment Gateway Software
88%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Paytm Payment Gateway

Gaining significant popularity in no time at all
(37 Ratings)

What is Paytm Payment Gateway and how does it work?

Paytm Payment Gateway offers a multitude of payment options to both online as well as physical merchants through its digital wallet, e-commerce payment gateway and QR-based mobile payments. What makes Paytm so popular and user-friendly is the smoothness and convenience with which it can be operated. There is no maintenance, setup or withdrawal charge involved while operating Paytm. This Payment gateway software supports almost all domestic debit and credit cards, along with net banking of over 50 banks. However, the biggest drawback of Paytm is it does not support international credit cards and is conducive to only the Indian currency (Rupees). A round-the-clock customer service is available to solve grievances of customers at any hour of the day. With Paytm, you can make digital payments for all your necessities, book movie and flight tickets, shop for comforts and luxuries and even make your utility bill payments, just with this one app. With Paytm, life becomes easy and the world comes one step closer. show more

BlueSnap - Payment Gateway Software
88%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

BlueSnap

You got-to all-in-one payment platform
(138 Ratings)

BlueSnap pricing: Starts at $0.30. Offers Custom plan.

What is BlueSnap and how does it work?

BlueSnap is an advanced payment gateway platform that helps B2B and B2C businesses speed up their transactions for a better payment experience. This platform allows subscriptions, online and mobile sales, invoice payments, manual orders, and marketplaces using a virtual platform. With BlueSnap smart payment solution, you can increase your worldwide sales and cut costs. With its online and mobile checkout platform, you can handle payments on a single platform. The platform provides smooth, personalised checkout experiences, accepts and converts more customers from across the world, and increases your income. The AR Automation Software from BlueSnap simplifies your whole quote-to-cash process and requires no coding. You can streamline your billing, accounting, and payment operations with a single app that integrates with your existing ERP and CRM applications for easy reconciliation and reporting with BlueSnap. For quick reconciliation, you can choose from over 100 global currencies and 15+ like-for-like currencies. You can also increase sales by using local bank transfers, iDEAL, SEPA and other payment methods, as well as offering instalment payments. Additionally, BlueSnap offers smooth integration for other payment platforms. show more

Mollie - Payment Gateway Software
88%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Mollie

Easy-to-use Payment Solution for Businesses
(2,276 Ratings)

Mollie pricing: Mollie Offers Custom plan.

What is Mollie and how does it work?

Mollie is a digital payment solution for businesses of all sizes that enables them to implement an easy-to-use payment solution with intuitive features. This is a great tool for businesses who want a tiered fee structure that scales with their revenues. By agreeing to and setting up a single contract, users can access all major payment methods. And with just a single integration with their existing processes, they can set up a system that accepts all major payment methods. The payment system is highly secure and meets various safety norms including PCI-DSS and PSD2. Major payment methods that are supported by the tool include Visa, Mastercard, American Express, Apple Pay, Paypal, Klarna, iDEAL, SEPA Bank Transfer, and many more. The dashboard includes a smart search option that can sift through payments to find any order number, paid amount, or customer details. And with dedicated packages and solutions, users can integrate Mollie with leading development platforms such as PHP, Shopify, and NodeJS. show more

Tap2Pay - Payment Gateway Software
87%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Tap2Pay

Digital Payment Channel to Accept Online Payments
(14 Ratings)

Tap2Pay pricing: Starts at $49.00. Offers Custom plan.

What is Tap2Pay and how does it work?

Tap2Pay is a payment tool for social media marketers and sellers who are looking for an easy method to sell their products without the need to get into codes. Users can easily sell products on social media platforms such as Facebook, Instagram, Messenger, WhatsApp, Telegram, Viber, and WeChat. All customers are provided with is a secure channel to make their payments within a couple of clicks without the need for any redirection or registration. Payments can be easily activated without coding via plugins, selling links, and express checkout widget. The tool can also easily integrate with websites, social networks, ads, and messengers. Users can respond to customer service requests in real-time and boost sales through personalization and push notifications. For higher security and faster payments, the tool generates security tokens without the need for banking credentials. It even notifies customers when the products have been shipped. show more

Alipay - Payment Gateway Software
87%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Alipay

Accessible digital payments for everyone
(0 Ratings)

Alipay pricing: Alipay Offers Custom plan.

What is Alipay and how does it work?

Alipay is the world's leading open digital daily life services platform operated by Ant Group. Alipay launched as an escrow service to address the issue of trust between online buyers and sellers in the early days of e-commerce in China. Alipay has grown through continuous innovation to serve more than 1.2 billion users worldwide together with its global e-wallet partners. Working with more than 250 overseas financial institutions, Alipay has created online payment channels for buyers and sellers in more than 200 countries and regions. Alipay supports transactions in 27 different currencies, as well as tax reimbursement in 35 countries and regions. Foreign tourists and foreigners living in China can also use Alipay for mobile payments while in the country. show more

Tranzzo - Payment Gateway Software
87%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Tranzzo

Advanced payment gateway
(9 Ratings)

Tranzzo pricing: Tranzzo Offers Custom plan.

What is Tranzzo and how does it work?

Tranzzo is an advanced payment gateway solution for businesses that facilitates easy online transactions and payments to anyone and everyone. With little work on part, can automate and streamline recurring online payments for the clients using this software. It accepts credit cards, debit cards, net banking, UPI, and popular wallets, for payment methods. Tranzzo is a prominent payment gateway that enables businesses of all sizes to conduct seamless online payments and digital transactions. It's a tool that may help to grow business online while also accepting payments safely. It is a complex solution that can seamlessly integrate into business ventures like e-commerce, delivery services, online education, and enterprise. The client may integrate it with online company using its extensive client libraries and API/SDK resources. Tranzzo offers features like three levels of anti-fraud protection and recurring payments, making it the finest payment gateway choice available. They additionally offer a wide range of pricing plans to fit every type of requirement. show more

Instamojo - Payment Gateway Software
87%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Instamojo

One Stop solution for every Indian MSME
(27 Ratings)

Instamojo pricing: Instamojo Offers Free-forever and Custom plan.

What is Instamojo and how does it work?

Instamojo can be integrated conveniently into any website and offers the simplest API with detailed attestation. With over six lac businesses using this gateway software to collect their payments, Instamojo makes for a highly lucrative deal as all you need to set up this software is a mobile number and a bank account. Marked as one of the simplest, easiest and most popular payment gateways with extremely user-friendly interface, some of the features about this gateway, which attracts users, is that it carries no setup or maintenance charge and works with both Debit and Credit cards, testified with over 58 banks. Moreover, one can even request for international plastic money transactions for overseas orders. It even supports mobile app usage on both Android and iOS handsets and can be tuned in with SMS and WhatsApp with a single zero cost account. With all these key highlights, Instamojo can instantly collect your payments and automatically transfer it to your bank account in no time at all. show more

Cheddar Up - Payment Gateway Software
86%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Cheddar Up

The quickest way to collect money & forms online
(0 Ratings)

Cheddar Up pricing: Starts at $10.00. Offers Free-forever plan.

What is Cheddar Up and how does it work?

Cheddar Up is a payment gateway software developed to collect and track payments for groups. It makes it easy for group organizers to create custom forms to collect information along with their payments. No more spreadsheets, lost checks, or paper forms. Cheddar Up enables schools, teams, clubs, non-profits, and individuals to make custom online pages in a minute. Groups and nonprofits use Cheddar Up to securely collect money online for anything – donations, fundraisers, membership dues and fees, merchandise sales, group gifts, events, and more. Groups can also use an integrated credit card reader to collect in-person payments. Cheddar Up is simple to use for group organizers and their community. Set up in minutes, send a custom link to your group, and start collecting! Paying on Cheddar Up is seamless – no app or account necessary. show more

SafexPay - Payment Gateway Software
86%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

SafexPay

A Leading White-labeled And Full Spectrum Payment Gateway
(0 Ratings)

SafexPay pricing: SafexPay Offers Free-forever and Custom plan.

What is SafexPay and how does it work?

Safexpay is an international payment gateway solution that brings revolutionary solutions for its merchants. This payment solution coming from Paygate, Safexpay brings in disruptive technology for its merchants. The payment tool is easy and faster to integrate and provides white label solutions for banks and aggregators. Users can fully customize their Safexpay wallets in terms of Open, Closed or Semi-closed wallets. Safexpay also offers a private payment solution wherein users can brand their logo on the payment platform. Safexpay provides multiple payment options in the form of Recharge solutions, UPI, SMS, email, QR code-based payments, and more. The platform accepts payments from International cards as well as popular social media networks like Whatsapp. It can handle multiple currency processing and easily integrates with major payment service providers like Mastercard, Visa, Maestro, Rupay, and IMPS. The tool is specifically designed for small and medium sized businesses to ease their operations. show more

MultiSafepay - Payment Gateway Software
86%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

MultiSafepay

A safe payment solution for your business
(318 Ratings)

MultiSafepay pricing: MultiSafepay Offers Custom plan.

What is MultiSafepay and how does it work?

MultiSafepay is an online payment gateway that offers smarter, innovative and safe payment solutions for users. This software allows users to accept and manage all online sales effortlessly. It also offers better security and perfect checkout experience to users with different payment options. The software has been designed keeping in mind the old and new users, who can access it without any difficulty. The in-house development and certified tech support team of MultiSafepay ensure cutting-edge integration solutions, which help users focus on generating revenue using the best payment techniques. Besides these, there are credit card schemes where one can enjoy one-party credit card payments. This software is ideally an acquirer and processor, which lets one control payments using MultiSafepay Control. As a user, one can access the Go Local feature, where one can sell easily by cross-bordering with the app's multilingual payment pages and other local payment methods. Next, the Recurring Payment option allows users to manage their subscriptions and memberships. Apart from this, one gets to experience the MultiCurrency feature too, where all currencies are accepted from across the globe. show more

Cashfree Payments - Payment Gateway Software
86%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Cashfree Payments

Collect and receive financial payments
(4 Ratings)

Cashfree Payments pricing: Cashfree Payments Offers Custom plan.

What is Cashfree Payments and how does it work?

Cashfree is a solution for online payments and cash on delivery payments designed for companies based in India. It is an easy and quick way to collect and disburse payments for companies. Cashfree is able to disburse bulk payments in an instant, which means that it works faster than banks and it is simpler to use. Cashfree can verify the bank accounts of your customers, including the account and holder name, before any money is sent. Cashfree enables you to accept recurring payments so you can offer subscription packages to your customers. This solutions’ payment gateway allows clients to receive the money from local and international payments within two days through a simple integration. You can also use Cashfree’s payouts capabilities to send money to any bank account, PayTM wallet or UPI address simply by uploading one file or by using an API for integrations. show more

PaySpace - Payment Gateway Software
86%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

PaySpace

Quality Payments Processing to Grow Businesses
(24 Ratings)

PaySpace pricing: PaySpace Offers Custom plan.

What is PaySpace and how does it work?

PaySpace creates a smooth and seamless customer journey with state-of-the-art payment optimization fine-tuned to different business needs. It is a cutting-edge payments technology that enables alternative payment methods processing to satisfy the needs of even the most demanding clients. One can choose one of three different integration options including HPP, API, and MoTo while the tool keeps a track of all real-time sales volume and business performance at any given time. Its detailed customizable reporting system enables the user to stay on top of processes. They can also receive information on customer behavior and traffic performance in the desired format with just a click of a button. PaySpace aids its clients to obtain the PCI DSS certification by making sure that the business is fully compliant with the requirements. It also settles disputes over chargebacks. The clients can optimize their business further with PaySpace’s intelligent recurring billing that permits multiple retry attempts and ensures frictionless transaction flow inside a payment gateway. show more

Skrill - Payment Gateway Software
86%The SW Score ranks the products within a particular category on a variety of parameters, to provide a definite ranking system. Read More

Skrill

Go cashless with Skrill
(0 Ratings)

Skrill pricing: Skrill Offers Custom plan.

What is Skrill and how does it work?

Skrill is a futuristic virtual wallet that ensures fast online payment and money transfers on the go. This online wallet can be used to send money, receive money, pay online and generate loyalty programmes as per need. Millions of customers use Skrill as a virtual wallet to streamline rapid money transfers for free to a bank account, overseas. This application allows users to create virtual accounts of their own that are linked to respective bank accounts. Further, by devising a strong pin, Skrill ensures accurate security on all transactions. This easy-to-use application also guides users at every step of their transaction process. Its inbuilt loyalty programme, Knect provides adequate points on each transaction. Once the customers have enough points, they can exchange these for bonuses, rewards and more. Users can also depend on the same to buy and sell Crypto along with deciding on live cryptocurrency prices. Moreover, before getting started, users are allowed to choose between multiple accounts levels like Skriller, True Skriller and VIP Skriller. show more

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List of Payment Gateway Software

PRODUCT NAME SW SCORE (OUT OF 100) AGGREGATED RATINGS (OUT OF 5)
PayPal 98 2.6
Authorize.Net 94 3.7
Payoneer 93 4.3
Razorpay 91 3.6
2Checkout 91 3.7
Adyen 89 4.3
Paystack 88 3.5
Paytm Payment Gateway 88 4.5
BlueSnap 88 3.5
Mollie 88 3.7

Buyer's Guide on Payment Gateway Software

It is extremely important to understand what to look for while choosing the safest, most reliable and secure payment gateway software for one’s business perusal. Before making or accepting payments online, it is essential to understand closely the requirements underlining them. The software chosen for the same should be able to accept all sorts of online payments, securely connect the e-commerce website to the bank processing the payments and even encrypt the secretive information through a virtual terminal. In order to narrow down your search window on the same, here’s a quick guide which would ensure smooth sailing for you.

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